Willis Spangler Starling7 Types of Employment Discrimination2022-10-27T21:34:52Z2022-10-27T21:34:52Z<div>
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Thousands of workplace discrimination cases occur annually, resulting in millions in compensation for the victims. The US Equal Employment Opportunity Commission (EEOC) has created several categories of discrimination that can happen in the workplace. Keep reading to discover the types of workplace discrimination that can happen to you.
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1. Race and Color Discrimination
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You would be a victim of race and color discrimination if you did not get an employment opportunity because of your race or physical appearance. For instance, discrimination can happen when an employer rejects your application merely based on your facial features, hair texture, and complexion.
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The rejection may also have been because you are married or associate with people of a specific race. Discrimination can be in the form of failure to promote, harassment, and discharge of a person based on race.
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2. National Origin Discrimination
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Employers should not fail to hire you because of your country or region of origin. For example, the employer may allude to your accent or ethnicity when refusing to hire or promote you. Some employers also have unreasonable language fluency requirements that are a disadvantage to certain job applicants or employees.
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3. Disability Discrimination
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Employers will be committing an offense if they fail to hire or promote somebody based on a disability. The disability can be physical impairment and mental challenges that affect a person's daily activities. The employer must provide equal opportunity if the disability doesn't interfere with a person's ability to do the job.
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Equal opportunities should be apparent during advancement, compensation, training, and hiring. However, the law doesn't require people living with disabilities to receive preferential treatment at the workplace.
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4. Sexual Orientation
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Your sexual orientation or gender identity shouldn't expose you to any form of discrimination from potential or current employers. Instead, the employer should give you equal opportunities and respect your choice.
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5. Pregnancy Discrimination
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Congress enacted laws in 1978 to outlaw any form of pregnancy discrimination. Before the passage of this law, women often lost their jobs due to pregnancies.
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Similarly, some employers never wanted to employ pregnant women or give them insurance benefits. In some instances, women were refused disability coverage and required to resign when they became pregnant.
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Today, discrimination against women due to their pregnancy is a form of discrimination that attracts stiff penalties. Nevertheless, women continue to face discrimination in the workplace, especially in industries where men dominate. Moreover, compensation for pregnancy discrimination remains lower, at about $8,000.
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6. Age Discrimination
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Workers have a right to the same treatment in the workplace regardless of their age. The Age Discrimination in Employment Act bans discrimination against employees aged
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40 years
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and above.
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However, the law does not offer protection against age discrimination for people below 40. Hence, the favorable treatment of an older employee, as opposed to a younger one, is legal. The discrimination act prohibits employers and employees from using derogatory and offensive language about another employee's age.
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However, this doesn't include offhand comments or simple teasing. The language only becomes a problem if frequent incidents lead to an unfavorable working environment. The perpetrator can be a manager, colleague, or even customer.
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7. Parental Status
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A law that came into effect in 2000 prohibits discrimination against parents. Any parent can be a victim regardless of whether they are foster, adoptive, or biological. You can also be discriminated against if you have a caregiver status.
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Nevertheless, parental status discrimination is unique because discrimination is not part of the discrimination law.
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Get Justice
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Discrimination in the workplace can reduce your productivity and have lifelong consequences. Willis Spangler Starling can assist you in seeking compensation and getting justice for your tribulations. We provide all manner of legal services to our clients.
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to know how we can help you.
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</div>Many workplace discrimination cases occur annually, resulting in millions in compensation for the victims. Discover the types of workplace discrimination.Situations That Allow Both Personal Injury and Workers' Compensation Claims2022-09-09T19:19:41Z2022-09-09T19:19:41Z<div>
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Workers’ compensation is typically the only source of compensation for workers who suffer injuries on the job. However, there are cases in which you can file a personal injury claim instead of a workers’ compensation claim. Some injuries are even eligible for both personal injury and workers’ compensation claims. Below are examples of workplace injuries that qualify for both claims.
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Product Liability
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A product liability claim arises if a defective product causes you injury. The main categories of product liability claims are design, manufacturing, and marketing defects. For example, a nail gun manufacturer creates a manufacturing design. If they fail to insulate their nail guns, and the gun electrocutes you.
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You can file a worker's compensation claim with your employer's insurance carrier in such a case. You can also file a product liability claim against the nail gun manufacturer.
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Premises Liability
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Premises liability claims arise from injuries on another person’s premises due to existing defects. Examples of defects that can trigger premises liability claims include:
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Structural defects, such as weak stair railings
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Unsafe conditions, such as oil or water spills that make the floor slippery
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The presence of dangerous persons, such as criminals, on a property
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Consider a case in which you trip and fall on uneven stairs while going to inspect a client's electrical system. You can file a worker's compensation claim since you were on the clock. At the same time, you can file a premises liability claim against the premises owner or occupier.
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Auto Accident With a Third Party
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The usual way to get compensation for an auto accident is to file a claim against the liable party. In such cases, the common liable parties include other motorists, road designers, road maintenance contractors, parents of minor drivers, and employers of liable drivers.
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However, you can also file a worker's compensation claim if the accident occurs at work. For example, you can file a worker's compensation claim if:
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You are a professional driver, and you were at work at the accident time
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You are a delivery driver for your employer
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You were running an errand for your employer at the accident time
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In such cases, you can prove that your auto accident is work-related if you were on the clock and doing something that benefits your employer during the accident.
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Subcontractor Liability
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Many construction sites involve multiple workers from different companies. For example, a building site may feature electrical, plumbing, and masonry subcontractors, all with workers under them. In such a case, a subcontractor or one of their workers’ negligence might cause you an accident.
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Consider a case in which an intoxicated roofer lets a hammer slip out of their hands and it hits you on the head. You could file a worker's compensation claim if you were also working on the same job site under a different subcontractor. You can also file a personal injury claim against the roofer since their negligence caused the injury.
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Intentional Acts by Coworkers
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Workers’ compensation is the sole compensation source for cases in which a coworker accidentally causes you injury. Consider a case in which a coworker forgets to put their equipment away after work, and you trip and fall on the equipment. Your compensation should come from workers’ compensation insurance.
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However, workers’ compensation is not the sole remedy for intentional injuries by coworkers. Say you suffer assault and battery by a coworker while at work. You can file both a workers’ compensation and a personal injury claim for the injury.
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Personal injury and workers’ compensation claims have their pros and cons. For example, personal injury claims include some damages, such as pain and suffering, which worker's compensation excludes. At the same time, the worker's compensation process is usually faster than the personal injury process.
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Willis Spangler Starling can help you file workers’ compensation, personal injury, or both claims.
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to discuss your case and identify the best way to get you the compensation you deserve. You can rely on our decades of legal experience and professionalism.
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</div>Some injuries are eligible for both workers’ compensation and personal injury claims. Learn what scenarios might make this you best option.Main Chapters of the Bankruptcy Code | Willis Spangler Starling2022-09-09T19:17:56Z2022-09-09T19:17:56Z<div>
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Bankruptcy is an important tool to help Americans get relief from financial crises. But most people aren't familiar with the details of how bankruptcy works. To help you make the best choices no matter what the source, size, or nature of your debt problems, use this short guide to the chapters of bankruptcy and what they mean to you.
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Chapter 7
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When most people envision bankruptcy, they think of Chapter 7 of the bankruptcy code. This is commonly referred to as liquidation bankruptcy, as it's the liquidation of assets to pay unsecured debts as much as possible. Chapter 7 looks at your eligible debt and assets at one point in time, calculates how much debt can be paid off with those assets, and discharges the remaining eligible debts.
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Because it's a relatively simple process of calculating your debt and assets only once, Chapter 7 is the fastest way to get through bankruptcy. However, it may also result in the loss of more assets than other forms.
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Chapter 11
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Although Chapter 11 is available to individuals, it's most often used by businesses. It's often known as reorganization bankruptcy. Under this bankruptcy path, the business or individual remains in business and in charge of their own operations. But they must draw up a plan to reorganize their financial and operational situation to provide sufficient repayment to creditors.
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For instance, the business might renegotiate large debts directly with the lenders. Coupled with management or operational changes to solve the underlying problems that led to bankruptcy, they may eventually be able to eventually emerge as a healthy business again.
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Chapter 12
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Chapter 12 bankruptcy options are available to the smallest pool of debtors, so it's not a common form of bankruptcy. It was designed for family farmers and fishermen who have unique financial challenges due to their hybrid nature as both business and individual filers. It combines the reorganization options of Chapter 11 and the repayment plan of Chapter 13 to help family farms and fishing businesses get on their feet again.
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Chapter 13
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Known as repayment plan bankruptcy, Chapter 13 is one of the most common bankruptcy routes for individuals. Why? First, filers with higher income may not qualify for one-time liquidation of assets because the court believes they should be able to pay back more of their debts. And filers may also choose Chapter 13 themselves if it will help them keep property like a home or vehicles.
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With this approach, he debtor may draw up a three- or five-year repayment plan for unsecured debt that represents their best attempt to repay it. They may often reaffirm secured debts as well. At the end of the repayment period, remaining unsecured debt is discharged before the case closes.
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Chapter 20
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While it's not an official bankruptcy chapter in the code, a dual method of filing has been dubbed Chapter 20. Its name comes from the fact that it's a two-step filing plan that begins with Chapter 7 and then immediately follows with Chapter 13.
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Filing Chapter 7 results in the discharge of eligible debts right away. Then, the individual files for Chapter 13 to set up a payment plan on the remaining debts. This may be necessary to cover specific cases that aren’t fully resolvable by either method alone.
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Clearly, debtors today have a number of options for getting the debt relief they need to start moving forward. Which is right for you? Each person must find their own answer to that question. The best way to do this is with the guidance of an experienced bankruptcy attorney in your state.
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<a href="/" style="text-decoration: underline; display: initial;">
Willis Spangler Starling
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can help. For 30 years, we've aided Ohio residents in understanding, utilizing, and receiving help from both state and federal bankruptcy rules. We focus on Chapter 7 and Chapter 13 bankruptcies. Call today to find out more about these chapters and get answers to your own questions.
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</div>Bankruptcy is an important tool to help Americans get relief from financial crises. Use this short guide to learn about the chapters of bankruptcy.8 Common Reasons for Denied Social Security Disability Benefits2022-07-20T17:04:45Z2022-07-20T17:04:45Z<div>
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The Social Security Administration (SSA) reports that nearly
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two-thirds
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of initial disability claims are denied. Although the SSA is designed to help those in need, applying for and receiving Social Security Disability Insurance (SSDI) can be complex and challenging to navigate. In addition, the SSA has strict eligibility requirements that you must meet to qualify for benefits.
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If you are considering applying for these benefits, it is essential to understand the most common reasons for denied claims. This blog post will discuss the eight most common reasons for denied Social Security disability benefits.
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1. You Earn Too Much Income
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One of the most common reasons for denied Social Security Disability benefits is that you earn too much income. The SSA has the "substantial gainful activity" (SGA) level. This is the amount you can earn while still being considered disabled.
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In 2022, the SGA level is
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$1,350 per month
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for non-blind claimants and $2,260 for blind claimants. So you'll likely be denied benefits if you earn more than these amounts.
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2. You Fail to Provide Enough Medical Proof to Support Your Claim
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Your claim may be unsuccessful if you do not provide enough medical proof. For example, the SSA will want evidence from your doctor or other medical professionals that you have a disabling condition. The medical evidence can include, but is not limited to, medical records, test results, and treatment notes. If you do not have enough medical evidence to support your claim, the SSA may deny it.
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3. Your Disability Won't Last Long Enough or Result in Death
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Another common reason for being denied SSDI is that your disability is not likely to last long enough. To qualify for benefits, your disability must be expected to last at least one year or result in death. If your condition does not meet these requirements, the SSA will deny your claim.
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4. The SSA Cannot Find You
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The SSA may need to contact you for more information about your claim. If you've moved and haven't updated your address with the SSA, they may have difficulty finding you. Make sure you keep your contact information up to date to avoid this issue. If the SSA cannot contact you, they may deny your claim.
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5. You Refuse to Cooperate with the SSA During the Claims Process
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Another common reason for denied benefits is that you refuse to cooperate with the SSA during the claims process. The SSA needs your cooperation to investigate your claim properly and gather the necessary information.
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<span style="display: initial;">
<br/>
</span>
</p>
<p style="line-height: 1.5;">
<span style="color: rgb(33, 33, 33); font-weight: bold; display: initial;">
6. You Fail to Follow the Doctor's Prescribed Treatment
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
The SSA requires that you follow the doctor's prescribed treatment to determine whether your disability is severe enough to qualify for benefits. If you do not properly follow the treatment and show that your disability still prevents you from working, you may be ineligible for benefits.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
<br/>
</span>
</p>
<p style="line-height: 1.5;">
<span style="font-weight: bold; color: rgb(33, 33, 33); display: initial;">
7. You Fail to Provide Enough Information About Your Work History
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
The SSA needs to know about your work history to determine whether you are eligible for benefits. If the SSA cannot determine that you have worked long enough and recently enough, you may not qualify for disability benefits.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
<br/>
</span>
</p>
<p style="line-height: 1.5;">
<span style="font-weight: bold; color: rgb(33, 33, 33); display: initial;">
8. Your Disability Is Based on Drug Addiction or Alcoholism
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
The SSA will not provide benefits to claimants whose disability is based on drug addiction or alcoholism. This is because the SSA does not consider drug addiction or alcoholism a valid reason for disability.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
<br/>
</span>
</p>
<p style="line-height: 1.5;">
<span style="font-weight: bold; color: rgb(33, 33, 33); display: initial;">
Conclusion
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
If you have been denied SSDI, it is important to understand the most common reasons for denials. This can allow you to address the reasons for denial when you file your appeal.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
If you want to discuss your claim with an attorney, contact
</span>
<a href="https://www.willisattorneys.com/" target="_blank" style="display: initial; text-decoration: underline;">
Willis Spangler Starling
</a>
<span style="display: initial;">
. We will review your case and help you determine your next steps. Contact us today to get started.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
<br/>
</span>
</p>
<p>
<span style="display: initial;">
<br/>
</span>
</p>
</div>The Social Security Administration has strict eligibility requirements that you must meet to qualify for disability benefits. Learn common denial reasons.7 Reasons Estate Planning Is So Important2022-07-20T16:42:15Z2022-07-20T16:42:15Z<div>
<img src="https://irp.cdn-website.com/a826d477/dms3rep/multi/blog-a.png" alt="Pen And Paper — Hilliard, OH — Willis Spangler Starling Attorneys" title="Pen And Paper — Hilliard, OH — Willis Spangler Starling Attorneys"/>
</div>
<div style="transition: none 0s ease 0s; display: block;" data-rss-type="text">
<p style="line-height: 1.5;">
<span style="display: initial;">
When it comes to estate planning, many people think it's something only wealthy people need to worry about. However, estate planning is a necessary process that everyone should go through, regardless of how much money they have.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
Read on to learn seven reasons why estate planning is so important.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
<br/>
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial; font-weight: bold; color: rgb(33, 33, 33);">
1. An Estate Plan Helps You Avoid Probate
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
Probate is the legal process of distributing a person's assets after death. If you die without a will or estate plan, your assets will be distributed according to your state's laws of intestate succession. This process can be costly and time-consuming, and it can be a real headache for your loved ones.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
An estate plan can help you avoid probate by putting your assets in a trust.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
<br/>
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial; color: rgb(33, 33, 33); font-weight: bold;">
2. An Estate Plan Protects Your Assets
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
If you don't have an estate plan, your assets could be subject to creditors' claims, lawsuits, and estate taxes. An estate plan can help protect your assets by creating a trust or establishing guardianship.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
<br/>
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial; color: rgb(33, 33, 33); font-weight: bold;">
3. An Estate Plan Puts You in Control
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
An estate plan gives you control over what happens to your assets after you die. For example, without an estate plan, the court will decide how your assets will be distributed. However, with an estate plan, you can determine who gets your assets and when they get them.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
<br/>
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial; color: rgb(33, 33, 33); font-weight: bold;">
4. An Estate Plan Protects Children and Beneficiaries
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
An estate plan can also protect your children and beneficiaries. If you don't have an estate plan, your children could be taken care of by someone you don't want. For example, if you have young children, you might want to specify who you want to take care of them if something happens to you. You can appoint a guardian for your children and set up a trust to provide for their financial needs.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
<br/>
</span>
</p>
<p style="line-height: 1.5;">
<span style="font-weight: bold; color: rgb(33, 33, 33); display: initial;">
5. An Estate Plan Helps to Reduce Estate Tax
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
An estate tax is a tax imposed on the transfer of property at death. The federal estate tax exemption is currently $12.06 million, but it's set to drop to
</span>
<a href="https://www.whiteandwilliams.com/resources-alerts-Gift-Estate-and-Generation-Skipping-Transfer-Tax-Changes-for-2022#:~:text=Every%20taxpayer%20has%20a%20lifetime,at%20the%20end%20of%202025." target="_blank" style="display: initial; text-decoration: underline;">
6.2 million by the end of 2025
</a>
<span style="display: initial;">
.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
<br/>
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
If your estate is valued at more than this amount, you may be subject to estate tax. The estate tax can be a significant burden on your loved ones. By carefully planning your estate, you can minimize the taxes your heirs will have to pay.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
<br/>
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial; color: rgb(33, 33, 33); font-weight: bold;">
6. An Estate Plan Eliminates Family Disputes
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
Estate planning can also eliminate family disputes. If you don't have an estate plan, your family could end up fighting over how your assets should be distributed. However, if you have an estate plan, you can specify exactly how you want your assets to be distributed, which can help avoid disputes.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
<br/>
</span>
</p>
<p style="line-height: 1.5;">
<span style="font-weight: bold; color: rgb(33, 33, 33); display: initial;">
7. You Enjoy Peace of Mind
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
Estate planning can be complex and emotional, but it's essential for peace of mind. An estate plan can give you peace of mind knowing that your assets will be distributed the way you want. You'll also have peace of mind knowing that your loved ones are well taken care of if something happens to you and can go on enjoying your life.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
<br/>
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
Creating an estate plan is vital in ensuring that your assets are protected, and your loved ones are taken care of. It can seem daunting, but it is well worth it. If you don't have an estate plan, now is the time to create one.
</span>
</p>
<p style="line-height: 1.5;">
<span style="display: initial;">
If you're looking for help with estate planning, Willis Spangler Starling can help. We are a law firm dedicated to providing high-quality legal services to various clients. We have a team of experienced attorneys who can help you with all aspects of your estate planning, from creating a trust to taking advantage of tax breaks.
</span>
<a href="https://www.willisattorneys.com/contact/#contact-form" target="_blank" style="display: initial; text-decoration: underline;">
Contact
</a>
<span style="display: initial;">
us today to get started.
</span>
</p>
<p>
<span style="display: initial;">
<br/>
</span>
</p>
</div>Estate planning is a necessary process that everyone should go through. Read this blog to learn why estate planning is so important.When should you consider Chapter 13 bankruptcy?2022-05-16T19:25:00Z2022-05-16T19:25:00Z<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
They earn too much to qualify for Chapter 7
</h2>
<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="https://www.nerdwallet.com/article/finance/bankruptcy-means-test" target="_blank">
pass a means test
</a>
</p>
</div>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
When they own valuable property
</h2>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
When they want to do right by their creditors
</h2>
<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="https://www.willisattorneys.com/bankruptcy/chapter-7-vs-chapter-13/" target="_blank">
be the right option
</a>
</p>
</div>Overwhelming credit card debt, past-due medical bills and other financial hardships can leave someone unable to cover monthly expenses with their current income. Those who need help regaining control over their finances may choose to file for bankruptcy eventually. Most people filing for personal bankruptcy will need to choose between a Chapter 7 filing and a Chapter 13 filing. A…Biggest mistakes people make when filing for workers’ compensation2022-05-13T19:46:00Z2022-05-13T19:46:00Z<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
Not reporting an injury or filing the claim quickly
</h2>
<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="https://codes.ohio.gov/ohio-revised-code/section-4123.84/6-14-2000" target="_blank">
within the first year
</a>
</p>
</div>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
Not following medical directions
</h2>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
Not getting the accommodations they need
</h2>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
Not getting help when things get complicated
</h2>
<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="https://www.willisattorneys.com/workers-compensation/" target="_blank">
workers' compensation
</a>
</p>
</div>The average employee probably doesn’t know much about workers’ compensation other than the fact that they can claim benefits if they get hurt at work. That lack of knowledge can lead to big mistakes when someone needs benefits eventually. All too often, injured employees left to their own devices will make mistakes that impact the success of their workers’ compensation…Do I have a workers’ compensation claim or a personal injury claim?2022-05-12T17:16:00Z2022-05-12T17:16:00Z<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
Hurt workers can always turn to workers' compensation
</h2>
<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="https://codes.ohio.gov/ohio-administrative-code/rule-4123-14-01" target="_blank">
workers' compensation rules
</a>
</p>
</div>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
How third-party claims work
</h2>
<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="https://www.willisattorneys.com/workers-compensation/" target="_blank">
workers' compensation benefits
</a>
</p>
</div>People know that there are laws and insurance programs that protect them if they get hurt at work, but they don’t know the details until they need to make use of those protections. As someone who recently got hurt on the job in Ohio, you may know that there are personal injury laws in the state that allow you to…Can you receive workers’ compensation and SSDI simultaneously?2022-05-10T19:46:00Z2022-05-10T19:46:00Z<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
Why do workers need two kinds of benefits?
</h2>
<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="https://www.ssa.gov/pubs/EN-05-10018.pdf" target="_blank">
80% of your average wages
</a>
</p>
</div>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
The documentation from a workers' comp claim can help with an SSDI claim
</h2>
<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="https://www.willisattorneys.com/workers-compensation/" target="_blank">
Ohio workers' compensation claims
</a>
</p>
</div>If you get hurt on the job in Ohio or develop a medical condition because of your employment, you can file a claim for workers’ compensation benefits. Those with medical issues serious enough to force them to leave their job for a year or longer could potentially receive Social Security Disability Insurance (SSDI) benefits. Many workers struggle to understand their…Should I file a personal injury claim or a workers’ compensation claim?2022-03-28T22:10:00Z2022-03-28T22:10:00Z<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="https://getforesight.com/workers-compensation-statistics/" target="_blank">
three of every 100 workers
</a>
</p>
</div>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
The difference between types of claims
</h2>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
Can I ever file both claims at once?
</h2>Suffering serious injuries while working creates a confusing situation for the injured employee. Knowing the difference between a workers’ compensation claim and a personal injury claim can determine if you receive the compensation you deserve. When about three of every 100 workers file a workers’ compensation claim, it is important to know what kind of claim you have after your accident. The…Which type of bankruptcy is right for me?2022-03-07T16:19:00Z2022-03-07T16:19:00Z<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;" data-rss-type="text">
<h2>
<span style="display: initial;">
Is bankruptcy common?
</span>
</h2>
</div>
<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="https://abi-org.s3.amazonaws.com/Newsroom/State_Filing_Trends/2021_FilingTrendsOhio.pdf" target="_blank">
their findings
</a>
</p>
</div>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
Didn’t bankruptcy filings decrease in 2021?
</h2>
<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="https://www.cnbc.com/2021/10/06/business-insolvencies-to-rise-in-2022-in-first-since-covid-euler-hermes.html" target="_blank">
experts predict
</a>
</p>
</div>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
What should I do if I am considering filing for bankruptcy?
</h2>
<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="/blog/2021/05/when-should-you-consider-chapter-13-bankruptcy/" target="_blank">
available here
</a>
</p>
</div>If you are struggling to make ends meet, you are not alone. The American Bankruptcy Institute (ABI) reports that there were 26,195 filings for relief through bankruptcy in January of 2022 alone. Is bankruptcy common? We know that bankruptcy is not uncommon, but it helps to take a closer look and get a better understanding of how common bankruptcy is…Five ways to stay safe on Ohio winter roads2022-01-14T19:13:00Z2022-01-14T19:13:00Z<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="https://www.theintelligentdriver.com/2020/08/26/what-is-the-average-cost-of-a-car-accident/" target="_blank">
thousands of dollars in medical expenses
</a>
</p>
</div>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
Have a proper road safety kit
</h2>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
Do not speed
</h2>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
Have proper tires
</h2>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
Use your headlights
</h2>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
Watch out for reckless drivers
</h2>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
Do not take your safety for granted
</h2>A car accident only takes a couple of moments to change a person’s life forever. Catastrophic injuries can quickly leave a victim with thousands of dollars in medical expenses and other costs. There is no guarantee that the road you are on in Ohio is safe, which is why it is so important to take the necessary precautions while driving. Here…Options to escape overwhelming debt2021-11-15T22:30:00Z2021-11-15T22:30:00Z<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
Choosing a Chapter 7 filing
</h2>
<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="https://www.findlaw.com/bankruptcy/chapter-13/chapter-13-vs-chapter-7-bankruptcy.html" target="_blank">
a much shorter process
</a>
</p>
</div>
<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="/bankruptcy/">
discharge debts in a Chapter 7 proceeding
</a>
</p>
</div>A variety of circumstances can result in ordinary people having to deal with the stress of past-due debts they find difficult to pay. For anyone dealing with severe financial problems, mundane tasks like answering the phone or checking the mail can cause anxiety. However, options exist for much-needed financial relief through various forms, including Chapter 7 and Chapter 13 bankruptcies.…Don’t make these 3 mistakes on your SSDI application2021-09-10T21:04:00Z2021-09-10T21:04:00Z<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="/social-security-disability/">
Social Security Disability applications
</a>
</p>
</div>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
1. Continuing to look for, or start, new work
</h2>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
2. Not including a full list of symptoms
</h2>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
3. Not following the doctor’s orders
</h2>
<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="https://seniorcitizentoday.com/disability-claim-mistakes/#:~:text=Avoid%20These%20Mistakes%20When%20Applying%20for%20SSDI.%201,5.%20Failing%20to%20Follow%20Doctor%E2%80%99s%20Orders.%20More%20items" target="_blank">
mistakes people make when applying for SSDI
</a>
</p>
</div>There are many mistakes that people may make when applying for Social Security Disability Insurance benefits. The good news is that you may be able to avoid these mistakes simply by learning what they are and seeking out help when you need it. Social Security Disability applications are notorious for being complex and leading to denials. Many people are denied…4 Tips for construction workers when filing a workers’ comp claim2021-09-01T20:34:00Z2021-09-01T20:34:00Z<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
<p style="margin:0px;">
<a href="https://www.ishn.com/articles/112748-top-25-most-dangerous-jobs-in-the-united-states" target="_blank">
compared to others
</a>
</p>
</div>
<h2 style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px; margin-block-start:1em; margin-block-end:1em;">
How do I make sure I get the benefits I deserve?
</h2>
<div style="padding-top:0px;padding-bottom:0px;margin-top:0px;margin-bottom:35px;" data-rss-type="text">
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</div>Getting injured while on the job is always a scary thing, but few professions are more frightening than those of a construction worker. Not only is the likelihood of a serious injury greater when working within this field compared to others, but the stress of not knowing when you are physically capable of returning to work can add another layer…